One of the best ways to uphold those values is through benefits that truly support union members and their families. But today, funds are under pressure:
Fertility and maternity episodes are two of the highest-cost claims, causing strain on long-term fund sustainability and taking a toll on the mental health of your employees.
Complex plan changes and compliance risk make it hard to add new programs, even when you know members need more support.
Gaps in coverage leave some members behind, particularly single parents by choice and those living outside major metropolitan areas.
Reduce costly complications and unnecessary interventions for your members through proactive education and access to top-quality providers
When members feel supported, unions see higher retention and workforce stability
Carrot runs outside the health plan as a single integrated platform
I felt so excited and so empowered when I found out that my union was going to be offering Carrot. Benefits like this are crucial – and I’m very happy that our union answered the call.
When our union introduced Carrot, it sent a clear message: our families matter. Members finally had access to expert guidance and affordable options, and we’ve seen the difference in both morale and outcomes.
Being helped by the loveliest of humans has made all the difference. This can be such a stressful/overwhelming time, and every conversation I've had with someone from Carrot has been so calm, so helpful, and has resolved whatever issue/circumstance we are looking for help with.
Carrot is the leader in fertility benefits, with a platform purpose-built to support union members. We provide one connected, clinically grounded experience across the journeys that drive some of your highest-cost and most sensitive claims, so members get to the right care, faster, and your fund gets clearer value.
Carrot works with your fund to design a plan that fits your budget and goals — from navigation-only models to comprehensive financial and medication support. You choose where to start, and Carrot scales with you over time.
Give your board and fellow leaders the information they need to evaluate Carrot with confidence.
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No, Carrot operates entirely outside the health plan so that you can add high-impact support without amendments, new claims processing, network changes, or stopless issues.
Carrot prioritizes the proper care, first through proactive education, clinical guidance, and provider steerage. This reduces unnecessary interventions, multiple births, and NICU stays, delivering considerable savings and a 4:1 ROI.
Yes! Carrot is designed to support every member and their spouse/partner on every path.
No, many funds start with navigation, education, and expert guidance alone. These services drive meaningful improvements in outcomes and cost savings. You can add financial benefits over time, with compliance guardrails and HSA-safe design.
Very little. Carrot is a single, integrated platform that streamlines implementation, member communications, and reporting. This has led us to a 96% implementation rating.
Carrot provides transparent, data-driven reporting on utilization, member satisfaction, and key clinical and financial outcomes to help you demonstrate ROI.
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